Housing Admins

We are powered by Barrett Financial Group Inc. We have hundreds of lenders that compete to give you the best rates and terms.

Home Loans in Idaho


Why Should You Choose Us?

We get wholesale rates and pricing from over 200 different lenders that all compete for your business.

Customized loan programs

Several different loan programs including VA, FHA, USDA, Conventional, DSCR, and HELOCs

Extensive mortgage knowledge and experience




Different Lenders


Day average close time


Happy Customers


Our Core Service

Empowering housing administrators with expert mortgage brokerage services to facilitate seamless property transactions, tailored financial solutions, and enhanced homeowner experiences.

Purchase New House

We can help you get pre-approved today!

Quick Pre-approval process

Can help you find a realtor

Have zero down payment programs

Customizable mortgage

Apply For Loan

We have a very easy application process

Takes only minutes to apply

No initial hard credit pull required

Several different loan options

Work with an industry Expert

Refinancing Your Home

Either lower your current rate or get cash out

Lower interest rate

Consolidate debt

Home Improvement

FHA, VA, Conventional, and more

Mortgages for Bad Credit

We have helped several people with poor or rebuilding credit get mortgages

VA Manual Underwrites

USDA loans

FHA Manual Underwrites

Non QM low fico score

Renovation loans

Get a mortgage for a home that needs repairs

Fixer uppers

Home Improvements

Home Equity line of credit

Construction loans

VA and FHA home loans

We specialize in VA and FHA home loans

Pre-approval for purchases

VA IRRRLs and FHA streamlines

Cash out refinances

Manual underwrites for poor credit

Working with a Mortgage Broker is better and can save you tens of thousands of dollars

Mortgage brokers get wholesale pricing and rates. This can give you a lot lower interest rate and a lot less closing fees

We shop hundreds of lenders to compete for your business

We shop the wholesale pricings of hundreds of lenders to ensure you get the best rates and pricing. This saves you time and also saves you from having to have your credit pulled multiple times

Customized your mortgage

We can customize your mortgage so you can choose your own term down to the month. Want a 27 year term? Want to pay your own taxes and insurance instead of having the lender escrow it? Want to pay bi-monthly? We can set up your mortgage exactly how you want it to be.

Don't get stuck with a lazy loan originator

Not all loan officers are created equal. Some LOs only can handle vanilla easy loans and lack creativity. We have a knowledgeable staff that can help you with all your mortgage needs

No pressure mortgages

We won't pressure you into a mortgage that won't better you in a better situation. We will discuss several different mortgage options with you. We are here to help improve your situation and not put you in a worse place.

Get pre-approved without a hard credit pull

Once you fill out an application, we can get you pre-approved without having to have a hard credit pull on your credit

Home Loans in Idaho

When it comes to securing a home loan for Idaho residents, there's one name that stands out above the rest: the Housing Admins team at Barrett Financial. Here's why they're the best choice for your mortgage needs:

1. Expert Negotiators: The Housing Admins team at Barrett Financial consists of seasoned professionals who excel in negotiating the best possible rates for their clients. With their extensive experience and insider knowledge of the mortgage industry, they know how to leverage their expertise to secure the most favorable terms for your home loan.

2. Volume Discounts: Thanks to their robust network and high volume of transactions, the Housing Admins team at Barrett Financial is able to secure exclusive discounts and deals from lenders. This means that you can benefit from lower interest rates, reduced fees, and other cost-saving advantages that may not be available elsewhere.

3. Tailored Solutions: No two borrowers are alike, and the Housing Admins team understands the importance of providing personalized solutions to meet your unique needs. Whether you're a first-time homebuyer or a seasoned investor, they'll work closely with you to tailor a loan package that aligns with your financial goals and lifestyle preferences.

4. Exceptional Service: At Barrett Financial, customer satisfaction is their top priority. The Housing Admins team goes above and beyond to provide exceptional service at every stage of the loan process. From initial consultation to closing, you can count on their dedicated support and guidance every step of the way.

5. Local Expertise: With a deep understanding of the Idaho real estate market, the Housing Admins team at Barrett Financial brings valuable local expertise to the table. They're intimately familiar with the nuances of the region's housing landscape, lending practices, and regulatory environment, ensuring a smooth and seamless borrowing experience for Idaho residents.

When you choose the Housing Admins team at Barrett Financial for your home loan needs, you're not just getting a mortgage – you're gaining a trusted partner who is committed to helping you achieve your homeownership dreams. With their unparalleled expertise, industry connections, and unwavering dedication to client satisfaction, they're the clear choice for Idaho residents seeking the best in mortgage financing.

Here are top twenty cities in Idaho where obtaining a home loan can be advantageous, along with what makes each city unique:

1.    Boise: As the capital and largest city of Idaho, Boise offers a mix of urban amenities and outdoor recreation opportunities. It's known for its vibrant downtown area, scenic Boise River Greenbelt, and proximity to the Boise National Forest.

2.    Meridian: Located just west of Boise, Meridian is one of the fastest-growing cities in Idaho. It offers family-friendly neighborhoods, top-rated schools, and recreational facilities like Roaring Springs Waterpark and Settlers Park.

3.    Idaho Falls: Situated along the Snake River in eastern Idaho, Idaho Falls is known for its picturesque riverfront, green spaces, and proximity to attractions like Yellowstone National Park and Grand Teton National Park.

4.    Nampa: Located west of Boise, Nampa is the second-largest city in Idaho. It offers affordable housing, a historic downtown area, and cultural attractions like the Warhawk Air Museum and the Nampa Train Depot Museum.

5.    Twin Falls: Named after the nearby Twin Falls of the Snake River, Twin Falls offers outdoor activities like hiking, rock climbing, and BASE jumping at the scenic Snake River Canyon.

6.    Coeur d'Alene: Nestled in northern Idaho, Coeur d'Alene is known for its stunning lakefront setting, outdoor recreation opportunities, and charming downtown area with shops, restaurants, and art galleries.

7.    Pocatello: Home to Idaho State University, Pocatello offers a mix of outdoor recreation, cultural attractions, and educational opportunities. It's known for its nearby hiking trails, including the City Creek Trail System.

8.    Caldwell: Located west of Nampa, Caldwell is known for its agricultural heritage, annual Caldwell Night Rodeo, and the College of Idaho. It offers a small-town atmosphere with easy access to outdoor recreation areas.

9.    Post Falls: Situated along the Spokane River in northern Idaho, Post Falls offers outdoor activities like boating, fishing, and golfing, as well as proximity to Spokane, Washington.

10.Rexburg: Home to Brigham Young University-Idaho, Rexburg offers a strong sense of community, affordable housing, and outdoor recreation opportunities in nearby national forests and parks.

11.Moscow: Home to the University of Idaho, Moscow offers a college town atmosphere, cultural events, and outdoor recreation opportunities in the nearby Palouse region.

12.Eagle: Located just north of Boise, Eagle offers upscale neighborhoods, golf courses, and outdoor recreation opportunities along the Boise River.

13.Sandpoint: Situated on the shores of Lake Pend Oreille in northern Idaho, Sandpoint offers scenic beauty, outdoor recreation, and a vibrant arts community.

14.Lewiston: Located at the confluence of the Snake and Clearwater Rivers, Lewiston offers outdoor activities like fishing, boating, and hiking, as well as cultural attractions like the Lewis-Clark Center for Arts & History.

15.Blackfoot: Known as the "Potato Capital of the World," Blackfoot offers a rich agricultural heritage, historical sites like the Idaho Potato Museum, and outdoor recreation opportunities in nearby national forests.

16.Burley: Situated in the Snake River Valley, Burley offers agricultural opportunities, recreational activities along the Snake River, and cultural events like the Cassia County Fair.

17.Mountain Home: Located in southwestern Idaho, Mountain Home offers a rural atmosphere, outdoor recreation opportunities in the nearby Sawtooth Mountains, and proximity to the Mountain Home Air Force Base.

18.Ammon: Located near Idaho Falls, Ammon offers residential neighborhoods, parks, and recreational facilities, as well as proximity to outdoor attractions like the Snake River.

19.Jerome: Known for its agricultural economy, Jerome offers small-town charm, historic sites like the Jerome County Historical Museum, and outdoor recreation opportunities in nearby state parks.

20.Ketchum: Located in central Idaho near the Sawtooth National Recreation Area, Ketchum offers world-class skiing at the Sun Valley Resort, outdoor recreation opportunities, and a vibrant arts scene.

Mortgage Assisstance Lender

People Are Saying

Adrian G.

Police Officer

Helped me with multiple loans!

Travis has helped me with several home loans and has always done a great job!

John S.


Help me with several properties!

I shopped around and Housing Admins had the lowest rates.

Karen L

Respiratory Therapist

Got a very low rate!

Was a smooth process and a great rate!

Call 888-956-9552

Barrett Financial Group, L.L.C. | NMLS #181106 | 275 E Rivulon Blvd, Suite 200, Gilbert, AZ 85297 | AL 22977 | AK AK181106 | AZ 0904774 | AR 124815 | CA 60DBO-46052 & 41DBO-148702 Licensed by Dept. of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financing Law License | CO | CT ML-181106 | DE 029971 | DC MLB181106 | FL MLD1880 | GA 181106 | HI 181106 | ID 2080181106 | IL MB.6761630 view reinvestment notice
| IN 181106 | IA 2021-0157 | KS MC.0025726 | KY MB757252 & MC763707 | LA | ME 181106 | MD 181106 | MA MC181106 & MC181106 Mortgage Broker and Lender | MI fl0022342 | MN MN-MO-181106 | MS 181106 | MO 181106 | MT 181106 | NE | NV 5091 | NH 24338-MBR | NJ | NM | NC B-203722 | ND MB103863 | OH RM.804600.000 | OK ML013880 | OR | PA 92105 | RI 20224347LB | SC MLS – 181106 | SD ML.05340 | TN 204577 | TX view complaint policy at
| UT 11368611 | VT LL-181106 & MB-181106 | VA MC-7357 & MC-7357 | WA MB-181106 | WV MB-181106 & ML-181106 | WI 181106BA & 181106BR | WY 4211 | Equal Housing Opportunity | This is not a commitment to lend. All loans are subject to credit approval. |

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